When you choose to finance your next Ford, you have several financing options to choose from. You could choose a bank or credit union or your Ford dealership. As your dealer, we’d like to tell you a few reasons why we’re your first and best choice for your vehicle financing.
Faster Response
If you choose a bank or credit union for your financing, you have to wait for a decision when your application is submitted. These institutions have rigid protocols and procedures they have to follow, and your application can take time to wend its way to a decision maker. If your application is refused, you have to start the process again at another institution.
As your dealer, we want you to have the vehicle you choose ASAP so you can enjoy its benefits. Our application process is fast, starting with the online credit application. You can complete the application in minutes and one of our finance team will contact you to confirm the details. We then send your application to our pool of lenders, and you can expect loan offers within the first 24 hours.
More Understanding
Banks and credit unions are unlikely to offer a loan if your credit rating isn’t perfect. They have strict criteria set by their home office regarding loans. If you have perfect credit they could offer you a loan, but if your credit rating is average or lower, they’ll refuse. They also don’t offer any appeal against a refusal.
Our loan providers are local to West Virginia, not hundreds of miles away. They understand local economic conditions and offer loans for all credit ratings. If you have great credit, you’ll get the best deal at the lowest possible interest rates. If your credit is average or needs some improvement, they’ll offer deals you can afford that will increase your credit score as you repay the loan.
More Customer-Friendly
Banks and credit unions aren’t very customer-friendly as anyone who visits them knows. They’re slow to make a decision and usually require at least one meeting in their offices. If they offer you a loan, you must visit your dealer to complete the process.
We make your application simpler and easier. You submit your application online, and loan offers will be emailed directly to you. We’re here to help through the process and can assist in negotiating even better terms or rates for you. Once you’ve chosen the loan you want, we can deliver your new Ford to your home and office and complete the final paperwork with you.
If you want to know more about financing or to submit your application, make sure to contact us today at Mid-State Ford in Summersville, WV.
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